Frequent questions
Can multiple purchases be financed simultaneously?
For now we can only finance one purchase at a time.
When the order expires?
When aCuotaz detects that a customer is not progressing in the funnel or abandons it, we send a cancellation event for the ecommerce to cancel the order and unlock the inventory. This is to avoid holding inventory for customers who are not likely to continue the process, and to maintain the inventory for those who continue advancing through the process.
For more information, please visit: Order expiration
When inventory is released?
- If the customer is denied, they are notified and allowed to close the popup with a button.
- If the credit assessment cannot be completed within the time limit (37 seconds), the customer is given the option to cancel the request or retry the credit assessment.
- If the customer cancels the request, the popup closes.
- If aCuotaz expires the order according to the rules defined in the Order expiration section
How can I test during deployment?
The following tools are provided to develop on localhost,:
Test client:
Id: test-ecommerce
Token: 545862c601c94da7b1af99fb8c3713b3
Test DNI
These DNIs work with any other information provided such as name, email, telephone, etc. Applications with these test DNIs are deleted after 7 days.
14159265: It is always approved. (decimals of pi)
71828182: It is always denied. (decimals of e)
61803398: Your evaluation is never completed on time. (decimals of phi)
How do you handle security?
- Customer's personal information does not travel through a client's website and is received directly by aCuotaz.
- All communications must be made using https to avoid revealing the customer's token.
- The client must reject aCuotaz requests that do not include the client's token.
- aCuotaz will reject client requests that do not include the client token.
- From the frontend, anyone can initiate a request on behalf of any client and with any
order_id. That is why aCuotaz requires an order confirmation from the client and an identity validation from the customer.