aCuotaz

aCuotaz allows you to finance your customers' purchases on your website.

Here you will find everything you need to integrate aCuotaz on your website. You can install one of our plugins or you can build a custom integration on any platform.

Onboarding

1. Contact the aCuotaz team.
2. Agreements and contract.
3. Integration with some method.
4. Indicate your notification email and bank account.
5. Work with us!

Payments flow

1. Your customer purchases a product with aCuotaz on your website.
2. aCuotaz confirms the order and notifies you that the product can be delivered.
3. Every Friday we deposit all sales funded from Thursday 4:00pm until the following Thursday 3:59pm (this process is manual).

How does it work?

1. On the checkout page, the customer selects the option to pay with aCuotaz.
2. The customer selects the number of payment installments (via popup or redirection).
3. Fills out a form with basic information to request funding.
4. The request is evaluated automatically (less than 37 seconds).
5. Validates his identity.
6. The customer purchases the item!

Integration

1. Plugins for CMS

To integrate aCuotaz on available platforms:

1. Download the plug-in for your platform.
2. Install it (from your admin).
3. Go to the configuration and insert the credentials will provide.

We have plugins available for the following platforms:

• WooCommerce
• PrestaShop
• OpenCart
• Magento2

2. Custom integration

To integrate aCuotaz on your website:

1. Create your account with us.
2. Integrate one of the checkout option that we have available.
3. Create webhooks on your page to receive updates on orders processed by aCuotaz.
4. Check our snippets that you can add to your website.
5. Check our testing section.

To know more about this Custom integration, see our Custom Integration Steps

3. Vtex platform

To integrate aCuotaz on your Vtex website:

1. Go to transactions - payments - settings.
2. Select Gateway affiliations.
3. Click the plus icon and select aCuotaz.
4. Input your store credentials (Client ID and Secret Token) and select currency PEN. Leave API key and token blank. Click Save
5. Update the payment-mocker

To know more about this integration, see our Vtex Api documentation

4. Shopify platform

To integrate aCuotaz on your Shopify website:

1. Go to the following link
2. Click install app
3. Click on Activate Apurata - aCuotaz
4. When you install aCuotaz, test credentials will be automatically generated
5. For more information visit this link

5. BSale platform

To integrate aCuotaz on your BSale website:

1. Request your credentials with us.
2. Follow the steps in this tutorial.
3. Check the correct integration.
4. Request your dashboard to check the status of the orders.
5. If you cannot see the same result or have problems in the integration process, contact us.

6. Salesforce Platform

To integrate aCuotaz with your Salesforce Commerce website, follow these general steps:

1. Request your credentials from our team.
2. Download and install the aCuotaz package (ZIP file) in your Salesforce organization.
3. Configure the payment gateway using the provided credentials.
4. Test the integration in your sandbox environment using test credentials.
5. Switch to production once everything is working correctly.

For detailed instructions, refer to our Salesforce Integration Guide.

Downpayment Inhouse

• Follow the guidance provided to allow customers to make down payments at the physical store checkout.
• Once the integration is complete, testing will begin to make sure everything is working correctly.
• We have 2 ways for customers to have an aCuotaz order and complete the flow until they reach the step of making the payment in store:

1. Using aCuotaz Dashboard

Access to the dashboard must be requested with the commercial area of aCuotaz. The creation of orders is done from the dashboard provided by aCuotaz. For more information, you can visit the following link.

2. Using your own ERP

• Objective: Integrate into the ERP to allow the seller to automatically send an order link via SMS to the customer.
• Steps for integration:
  • Review the documentation necessary for the creation of orders in the ERP.
  • Include the requested parameters such as ID, name, amount, among others.
  • Mandatory set the "acuotaz_send_sms" flag to True so that an SMS is sent to the user's cell phone and the process starts.

API reference

To learn more about authentication, funding limits, get order information and manage orders:

See our API reference.

Frequent questions

Check them here.